🔒 Privacy Policy – GS Financial Services This Privacy Policy (“Policy”) is in accordance with the Information Technology Act, 2000 and applicable Indian laws. It describes how GS Financial Services (“Company”, “We”, “Us”, “Our”) collects, uses, stores, and protects the information provided by users (“You”, “Your”, “User”) when accessing our website and services. By accessing or using our website or services, you agree to the terms of this Privacy Policy.
1. ELIGIBILITY You must be: A citizen/resident of India At least 18 years of age to use our services.
2. INFORMATION WE COLLECT To provide financial services smoothly, we may collect the following information: 🔹 Personal Information: Full Name Mobile Number Email Address Address with PIN Code Date of Birth 🔹 Financial Information: Income details Employment details Bank details Loan requirements Existing liabilities (if any) 🔹 Technical Information: IP Address Device details Browser type
3. PURPOSE OF DATA COLLECTION We collect and use your data to: Process your loan applications Connect you with banks, NBFCs, and lending partners Verify your identity (KYC process) Improve our services and customer experience Send updates, offers, and service-related communication
4. DATA SHARING & DISCLOSURE We may share your information with: ✔️ Lending Partners: Banks NBFCs Financial institutions ✔️ Service Providers: CRM systems Marketing & communication platforms We do NOT sell or misuse your personal data.
5. CONSENT By submitting your information on our website, WhatsApp, or any platform, you: Agree to be contacted via Call / SMS / WhatsApp / Email Authorize us to share your data with lending partners
6. DATA SECURITY We implement strong security measures including: SSL encryption Secure servers Restricted access However, no method of transmission over the internet is completely secure.
7. DATA RETENTION Your data is stored only as long as necessary We may retain data for legal or compliance purposes You can request deletion anytime
8. USER RIGHTS You have the right to: Access your data Correct inaccurate data Request deletion of your data Withdraw consent at any time
9. COOKIES POLICY We may use cookies to: Improve website performance Enhance user experience Analyze traffic You can disable cookies in your browser settings.
10. THIRD-PARTY LINKS Our website may contain links to third-party websites. We are not responsible for their privacy practices.
11. DATA STORAGE Your data is stored securely on protected servers located in India with appropriate safeguards.
12. GRIEVANCE REDRESSAL MECHANISM GS Financial Services has appointed a Grievance Officer to address any complaints or concerns regarding your data or services. Name: Gaurav Trivedi Address: Plot No. 2A, Manewada Road, Khankhoje Nagar, Nagpur, Maharashtra – 440024 Email: gaurav.trivedi@gsfinancialservice.com Phone: 7038444566 N.B: We request you to give us 48–72 hours to resolve your complaint.
13. CHANGES TO PRIVACY POLICY We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on the website.
14. JURISDICTION All disputes arising out of this Policy shall be subject to the jurisdiction of courts in Nagpur, Maharashtra.
⚠️ DISCLAIMER If you do not agree with this Privacy Policy, please do not use our website or services
Terms & Conditions Welcome to GS Financial Services. By accessing or using our website and services, you agree to comply with the following Terms & Conditions.
1. INTRODUCTION These Terms govern your use of our website and services. By using our platform, you accept all terms mentioned here.
2. SERVICES GS Financial Services is a financial service provider that helps users connect with: Banks NBFCs Lending partners We do NOT directly provide loans. We act as a service facilitator.
3. USER ELIGIBILITY You must: Be at least 18 years old Be a resident of India
4. USER RESPONSIBILITY You agree that: All information provided by you is true and accurate You will not misuse the platform You will not provide false documents Any fraud may lead to legal action.
5. LOAN APPROVAL DISCLAIMER Loan approval depends on lender policies GS Financial Services does NOT guarantee loan approval Interest rate & terms are decided by lenders
6. FEES & CHARGES We may charge service fees (if applicable) All charges will be informed before processing
7. DATA USAGE By using our services, you agree that: Your data may be shared with lending partners You can be contacted via Call, SMS, WhatsApp, Email
8. INTELLECTUAL PROPERTY All content on the website belongs to GS Financial Services. You may not copy or reuse without permission.
9. LIMITATION OF LIABILITY We are not responsible for: Loan rejection Delay from lender side Any financial loss
10. TERMINATION We reserve the right to: Suspend or terminate your access Remove incorrect or misleading data
11. CHANGES TO TERMS We may update these Terms anytime. Continued use means acceptance of updated Terms.
12. JURISDICTION All disputes will be handled in Nagpur, Maharashtra courts.
⚠️ Disclaimer – GS Financial Services The information provided on this website is for general informational purposes only. By accessing and using our website, you agree to the terms of this Disclaimer.
1. NO GUARANTEE OF LOAN APPROVAL GS Financial Services does not guarantee: Loan approval Interest rates Processing time All approvals and terms are solely decided by the respective banks, NBFCs, and financial institutions.
2. ROLE OF GS FINANCIAL SERVICES We act only as a service provider / facilitator connecting users with lenders. We do not provide loans directly.
3. THIRD-PARTY RESPONSIBILITY We are not responsible for: Decisions taken by lenders Loan terms and conditions Any disputes between customer and lender
4. INFORMATION ACCURACY While we try to keep all information accurate and updated: We do not guarantee completeness or accuracy Information may change without prior notice
5. FINANCIAL RISK Applying for a loan involves financial risk. Users are advised to: Carefully read all loan documents Understand repayment terms before applying
6. NO PROFESSIONAL ADVICE The content on this website does not constitute: Legal advice Financial advice Users should consult professionals if required.
7. LIMITATION OF LIABILITY GS Financial Services will not be liable for: Any direct or indirect losses Financial damages Delay or rejection of loan
8. USER RESPONSIBILITY You are responsible for: Providing correct and genuine information Verifying loan details before acceptance
9. CONSENT By using this website, you agree to this Disclaimer.